Today we will talk about Atal Pension Yojana and will know why this scheme is so important and how you can take advantage of this scheme and how to apply for Atal Pension Yojana and who needs this scheme. If you want to know the answer to all these questions, then read this post till the last.
This scheme has been made keeping in mind those people whose earnings are very less, who are not able to meet their financial needs. if you want to get your pension, then read our post carefully that we are explaining about Atal Pension Yojana here.
Anyone can apply for this scheme, the government has not made any rules about which people will be given the benefit of this scheme if you are not poor and if you want to take the benefit of this scheme then you can take here and every citizen of the country can take advantage of this scheme.
Atal Pension Yojana
Atal Pension Yojana, formerly known as Swavalamban Yojana, is a government-backed pension scheme in India primarily targeted at the unorganized sector. This was mentioned by the then Finance Minister Arun Jaitley in the 2015 budget speech. It was launched on 9 May by Prime Minister Narendra Modi in Kolkata.
First of all, you have to open an account in any government bank, if you already have an account in any government bank, then it is even better if you do not have an account, then you have to open it quickly and your bank account with Aadhar card. Connecting is only then you will be able to take advantage of this scheme, but here is one thing you have to keep in mind is that if you are paying tax to the government then you cannot take advantage of this scheme.
Factors affecting Atal Pension Yojana
To take advantage of Atal Pension Yojana, your age should be between 18 years to 40 years, if it is more or less then you will not be able to apply for this scheme, you have to keep in mind that if If you are in the middle of your age then you will be able to take advantage of this scheme and you need to invest in this scheme for 20 years and in the meantime, if anything happens to you then this scheme will start in the name of your wife.
How much to invest in Atal Pension Yojana?
We talk about the most important thing of this scheme that how much pension we will get by investing how much money, in this scheme at least 1000 to 5000 pension can be received, this pension depends on your own money. How much money you have invested in this scheme, under this scheme, when your age will be more than 60 years, then you will start getting a pension.
How to apply for Atal Pension Yojana
If you want to apply in the Atal Pension Yojana, then you will need to go to the government bank for that and after going there you can apply for this scheme, if you have an account in a government bank, then you can apply from your account only.
At the end of this post, we just want to tell you that if you apply in Atal Pension Yojana and invest in this scheme, then after the age of 60, this scheme will become very important for you because you have to Pension will be received every month, so if you want to get pension then you must apply in this scheme and for this, you do not even need to give any separate document if you have an account in a government bank.
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